Portfolio
Compound Interest: Why Time Beats Talent, Money, and Hard Work
Compound interest isn't just about money; it's a mental model for life. This article explains why small, consistent actions create extraordinary results over time, and why patience is often the greatest advantage you can have.
Portfolio
Critical Mass: Why Small Efforts Suddenly Create Big Results
Most progress is invisible until it reaches a tipping point. This article explains the mental model of Critical Mass; why consistent effort often feels pointless until one small step triggers a dramatic breakthrough in learning, business, and life.
Portfolio
Redundancy & backup systems: Never rely on one point of failure
Build in safety margins. Engineers hate a Single Point of Failure; that one part of a machine which, if it snaps, brings the whole thing crashing down.
Portfolio
Darwinian Evolution / Competitive Destruction
Most businesses don't survive across generations. Ask why does this one have staying power?
Portfolio
Opportunity cost: every decision is a trade-off against the next best use of capital
When you buy something, you usually think about the money you're handing over. But in economics, the real cost isn't just the money; it’s the next best thing you could have done with that same time or money.
Portfolio
Incentives: "Show me the incentive and I'll show you the outcome."
The most underused idea in the world. This is another classic from Charlie Munger. It means that if you want to know how people will behave, don’t look at what they say or what their job title is; look at how they are paid or rewarded.
Portfolio
Second-order effects
What happens next, and next after that? Most people only see first-level consequences
Portfolio
Inversion: define what failure looks like, then systematically avoid it
Usually, we think forward: "How do I succeed?" Inversion flips it and thinks backward: "What would guaranteed failure look like? Okay, now don't do those things."
Portfolio
If you are doubtful of 2nd probability: In Decision Tree Thinking Article
Lets discuss more about one of the scenario in our last article
Portfolio
Decision tree thinking
What is Permutations & probability — Fermat/Pascal. Think in odds, not certainties.
Portfolio
Buffett's USA Advantage (The Honest Take)
(Part 9) : Decoding Warren Buffett's 5-decades of Wisdom. Did Buffett only succeed because he was in America? An honest look at USA's real advantages, Indian proof points, and why India today may be your edge.
Portfolio
CFA vs Buffett & Munger
(Part 8) : Decoding Warren Buffett's 5-decades of Wisdom. CFA vs the Buffett-Munger approach to investing — what each actually teaches, why finance gets so complicated, and which path fits you.
Portfolio
News, Signal, and Primary Sources
(Part 7) : Decoding Warren Buffett's 5-decades of Wisdom. Does financial news actually matter for long-term investors? A simple guide to real primary sources — exchange filings, con calls — and a workflow to use them.
Portfolio
Munger & Buffett: The Complete Framework
(Part 6) : Decoding Warren Buffett's 5-decades of Wisdom. Six common confusions beginner investors face — Buffett vs Munger's roles, news vs annual reports, picking an industry, and what to do when everything looks expensive.
Portfolio
Missed insights and formula verification
(Part 5) : Decoding Warren Buffett's 5-decades of Wisdom. Fact-checking Buffett's valuation formula, plus 3 underrated ideas from his letters — look-through earnings, the EBITDA ban, and the institutional imperative.
Portfolio
Should you read News or not ? Buffet habits clarified
(Part 4) : Decoding Warren Buffett's 5-decades of Wisdom. Should investors follow financial news or stick to primary sources like annual reports? Here's how Buffett actually splits his reading time.
Portfolio
Complex models (Fund Manager) vs Warren Buffet (Simple Investing)
(Part 3) : Decoding Warren Buffett's 5-decades of Wisdom. Why Buffett's simple valuation method and Wall Street's complex models aren't competing — they're built for two different games entirely.
Portfolio
Calculation of Intrinsic Value
(Part 2) : Decoding Warren Buffett's 5-decades of Wisdom. How Warren Buffett actually calculates intrinsic value — the exact formula, discount rate, and margin of safety explained simply.
Portfolio
Letters in a Summary
(Part 1) : Decoding Warren Buffett's 5-decades of Wisdom. A decade-by-decade summary of Warren Buffett's shareholder letters, 1977–2025 — his biggest lessons and mindset shifts in one place.